Book Your Free Assessment Today
Take the first step by booking a call where we’ll talk through your goals, concerns, and next steps to see whether Provision’s retirement-focused planning is a good fit.
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We're Financial Advisors That Work Best With...
Diligent Savers Near or In Retirement
Couples and individuals, typically 55–75, who’ve built $750k–$5M in savings and want a clear, engineered plan.
No-Traditional Pension Professionals
Retirees without a traditional pension—often corporate, medical, tech, or small business backgrounds.
Independent And Detail-Oriented
Often including widowed, divorced, or never-married women who value clear explanations.
Our Step-by-Step Process
To kick things off, we follow a clear, three-step process—getting to know you, engineering your retirement income and tax strategy, and then adjusting the plan together over time.
Initial Consultation
In a quick 20-minute call, we walk through your retirement vision, concerns, and questions, and give you a clear overview of our approach. It’s simply a chance for both of us to see if we’re a good fit.
Deep Discovery
We gather the details of your financial life and separate the essential from discretionary expenses. This lets us calculate your income gap, understand your priorities, and see where there are risks or missed opportunities.
Analysis & Strategy
We model your current path and then design a coordinated retirement income and tax strategy. This includes portfolio structure, multi-year tax planning, and key decisions like Social Security timing and Roth conversion strategy.
Ready To Take The First Step?
Reach out, and we’ll explore together whether Provision is the right partner for your retirement.
Our FAQs
Still have questions before booking? We've put together some quick answers to the common questions people ask us prior to becoming a client.
Do you manage investments, or just create a plan?
We do both. We engineer your retirement income plan and manage the underlying investments, which are held at Charles Schwab, so your portfolio, income, and taxes all work together.
Are you a fiduciary?
Yes. As a fee-only fiduciary, we’re required to act in your best interest at all times.
How are you paid?
We’re a fee-only firm, which means we’re paid directly by clients through a transparent planning fee and investment management fee—no commissions or product sales.
Do you only work with clients in Maryland?
No—while we’re based in Maryland, most of our work is done virtually, so we can serve retirees across the U.S. with secure video meetings and online tools.
What should I expect in our first meeting?
We’ll learn about your situation, answer your questions, and walk through a high-level overview of our retirement-focused process.
Is there a minimum amount of assets required?
We’re typically the best fit for households with at least $750k in investable assets, since that’s where retirement income, tax, and Social Security strategy can add meaningful value.
How are you different from other financial advisors?
Our work goes beyond investments—we focus on coordinated retirement income, multi-year tax planning, and long-term decision-making.
How do you invest my money?
Investment decisions are driven by your retirement plan, with a focus on supporting income needs, managing risk, and meeting long-term goals.
The First Step is Easy
Share a few details and book a short introductory call—no pressure, no hard sell. Just a chance to talk through your questions, see how we work with retirees like you, and decide whether Provision is the right fit for you.
Book a Free Assessment Today
We’ll have a relaxed chat focused on you and your goals, talking through what you’re aiming for and how we can help make it happen!
Our calls are always stress and pressure free!
